A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. Online Payment Gateway is a service that transfers the information between a payment portal (a website or a mobile app) and banks. With the help of this service, credit card and debit card payments are authorized securely with merchant account. Payment Gateway is basically a third party service which is actually a sequence of computer processes processing, verifying and accepting/declining credit card or debit card transactions through secure and reliable internet connections.

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